Swiss Crypto Bank AMINA Secures MiCA License in Austria
Swiss digital-asset bank AMINA, previously known as SEBA Bank, has secured authorization as a crypto-asset service provider in Austria, marking a major milestone in its European growth strategy. The license, granted under the upcoming MiCA (Markets in Crypto-Assets) framework, strengthens AMINA’s regulatory foundation within the EU.
With the Austrian approval, AMINA can now passport its services across the European Economic Area, enabling streamlined access for institutional clients. The bank aims to expand its institutional-grade digital asset offerings, including custody, trading, and tokenization solutions. This move reflects AMINA’s commitment to compliant and scalable operations as Europe prepares for full MiCA implementation, reinforcing its position as a leading regulated bridge between traditional finance and digital assets.
Scope of the Authorization and Launch Plan
Austria’s FMA authorized AMINA to provide: (i) custody and administration of crypto-assets, (ii) exchange of crypto-assets for funds, (iii) exchange of crypto-assets for other crypto-assets, (iv) portfolio management on crypto-assets, and (v) transfer services on behalf of clients. AMINA says staking will be offered at launch, alongside trading, custody, and portfolio management, targeting professional investors such as family offices, corporates, and financial institutions.
Why Austria and What MiCA Enables
AMINA chose Austria for its regulatory rigor and investor-protection stance. Under MiCA, authorized crypto-asset service providers (CASPs) can passport services across the EU/EEA, subject to notification, with France’s AMF already listing AMINA (Austria) AG for provision of services.
Market Positioning and Track Record
AMINA operates as a Swiss bank regulated by FINMA and rebranded from SEBA in 2023. The group has built partnerships with private banks and offers tokenization products, with management highlighting growth in its gold-token product. The new Austrian authorization expands its ability to serve institutional investors under a single EU rulebook.
Services for Institutions Under the AMINA MiCA license in Austria
Regulated custody with client asset administration
Fiat–crypto and crypto–crypto exchange services
Portfolio management mandates on crypto-assets
Transfer services on behalf of clients
Staking (to be introduced at launch), per AMINA’s statement to media FMA Österreich+1
Onboarding, eligibility, and access with the AMINA MiCA license in Austria
AMINA EU’s services are aimed at professional investors under EU definitions family offices, corporates, and financial institutions with cross-border access via MiCA passporting to other member states after notifications.
Regulatory Context
MiCA seeks a harmonized framework for crypto-asset issuance and services. Austria, alongside France and Italy, has pressed for strong EU-level oversight to avoid regulatory arbitrage, underscoring why high-standard jurisdictions are attractive as entry points.
Context & Analysis
Austria’s decision reinforces Vienna’s role as a MiCA hub Bybit previously received Austrian MiCA authorization while regulators continue to debate EU-level supervision. For AMINA, the license consolidates an institutional strategy spanning Switzerland, the Middle East, and Asia, now complemented by EU passporting through Austria.
Conclusion
AMINA’s Austrian MiCA authorization paves the way for the upcoming launch of AMINA EU, offering regulated crypto services tailored to professional and institutional investors. This milestone establishes a clear pathway for the bank to distribute its offerings across the European Union under a unified regulatory framework.
Market participants will be watching closely for details on AMINA’s operational rollout, including client onboarding schedules and service activation timelines. Another key focus will be how AMINA integrates staking and other yield-generating services within MiCA’s developing compliance standards, setting an example for institutional adoption under the new EU rules.
FAQs
Q : What does AMINA’s Austrian MiCA authorization cover?
A : Custody, fiat–crypto and crypto–crypto exchange, portfolio management, and transfer services; staking is planned at launch.
Q : Who can use AMINA EU’s services?
A : Professional investors such as family offices, corporates, and financial institutions.
Q : Can AMINA offer services outside Austria?
A : Yes MiCA enables passporting to other EU states once notifications are in place; France lists AMINA for cross-border services.
Q : How does this relate to AMINA’s Swiss operations?
A : AMINA is a FINMA-regulated Swiss bank, rebranded from SEBA in 2023; the Austrian license expands its EU reach.
Q : When was the license granted?
A : On Oct. 29, 2025, per Austria’s FMA.
Q : What is MiCA and why does it matter?
A : MiCA is the EU’s framework for crypto-asset markets, harmonizing rules for issuers and service providers, enabling cross-border access.
Q : Does the AMINA MiCA license in Austria include an exchange platform?
A : The authorization includes exchange services; AMINA has not specified a trading-platform operation under this license.
Facts
Event
Austria’s FMA grants AMINA (Austria) AG a MiCA crypto-asset service provider authorizationDate/Time
2025-11-03T12:30:00+05:00Entities
AMINA (Austria) AG; AMINA Bank AG (formerly SEBA Bank AG); Österreichische Finanzmarktaufsicht (FMA); Autorité des marchés financiers (AMF)Figures
Authorization decision date: 2025-10-29; Services: custody, exchange (fiat–crypto; crypto–crypto), portfolio management, transfer; target users: professional investorsQuotes
“We offer everything from bank accounts to crypto-bank loans, all done in a regulated way.” Franz Bergmueller, CEO, in media interview. CoinDeskSources
FMA notice + URL; CoinDesk report + URL; AMF DASP/CASP listing + URL